the power of
Next-Gen Banking

Launching Soon
Secure and easy to use banking with next-to-zero fees
and full privacy controls in your hands!

Take control of your banking with CashCrossBorders and
open a USA FDIC full-reserve bank account from your phone for free.

CashCrossBorders, a safe and sustainable full-reserve banking business model
without the risks and vulnerabilities of legacy fractional-reserve banking.
All bank accounts are FDIC insured up to $250,000.

Full-Reserve Banking
FDIC Insured Accounts
24/7 Customer Support
Privacy Control
Cash-back Rewards
Next-to-zero Fees
No Monthly Fees
No Minimum Balance
No Hidden WTF Fees
No Attitude

built for you

CashCrossBorders is a borderless Lifestyle Banking App — one-stop financial mobile app that makes it easy for immigrants, digital nomads and entrepreneurs to do their banking in the U.S.A.

The CashCrossBorders.com’s tailored fintech tools and multilingual customer-centric services will ensure that people who are about to move or who have already moved to the U.S. can seamlessly manage their global financial lives and enjoy the extra money saved by cutting bank fees.

Easy and free to download and open an account — no monthly fees, no minimum balance, easy access from anywhere on any device.

Peace of mind with
full-reserve banking

CashCrossBorders is a full reserve banking business,
we do not use customer deposits for lending and or investments.

With CashCrossBorders, your money is always safe
and available for immediate withdrawal at anytime.

Does your bank practice full-reserve or fractional-reserve banking?

Use Case

For most people living or working abroad to be juggling bank accounts, paying loads of fees, and planning in advance which App to use for the next financial transactions is a common experience.

For over 50 million U.S. immigrants, opening bank accounts and cost-effectively sending money to another country can mean using multiple banking and payment apps.

CashCrossBorders.com changes all of that by eliminating the bank fees, stress, time and cost of managing money across countries through fast and easy multi-lingual customer-centric banking services tailored to the global lifestyle needs of students, nomads, workers and entrepreneurs — the underbanked & unbanked.

CashCrossBorders.com offers the user full-control of the banking service — financial stability and economic independence are within reach with the borderless mobile Lifestyle Banking App

The CashCrossBorders.com Lifestyle Banking App will drive global economic opportunity and financial inclusion by empowering a new generation of digital nomads and entrepreneurs with the fintech tools to help start, scale and grow their businesses.


Power your lifestyle from anywhere

Never step foot in a bank again with easy-to-use digital banking.

Smart Personal Banking

Manage your money, pay your bills,
send money to friends and family.

Smart Business Banking

Manage your business with POS terminal
to accept payments on-the-go.

Manage your business with POS
to accept payments on-the-go.

All CashCrossBorders Personal and Business Accounts are FDIC insured up to $250,000 per account,
and protected with world-class cybersecurity.

All accounts are regulated and include 24/7 compliance management tools and
customer support.

Banking with confidence

24/7 Customer Support

Get customer support from real people, ready to help.



With the innovation and drive of a fintech, CashCrossBorders Full Reserve Neo Banking Services is built on top of the next-generation financial technology services infrastructure with the balance and trust of our USA fully-licensed bank partners.

We have partnered with the award-winning technology financial services organizations and Banking-as-a-Service (“BaaS”) providers to offer a highly secure fully compliant (EU PSD2 and USA NIST standards) customer-centric banking service with powerful-privacy at next-to-zero fees.

CashCrossBorders is rewriting the playbook for mobile banking with a beautifully simple banking app enabling fast access to money and financial service features that reward.

Banking that Rewards for making an impact

Our customers get to decide if they want to help save the Amazon, help the less fortunate in the world, help the local community, or help the planet.

We are working with market leading partners and retailers to offer added features such as, the CashCrossBorders Lifestyle Banking App has cash-back features that enables the customer to turn their daily spending into a force for good.

The borderless mobile Lifestyle Banking App turns the cash-back received from our customers spending into charitable donations and direct them to causes important to the customer, meaning our customers can do good in the world without having to cost them a dollar.

CashCrossBorders is a inclusive seamless one-stop mobile digital banking experience that eliminates stress, time and fees — banking that rewards.

Founders comment

BULLIONBLOCK LLC is excited to announce the launch of CashCrossBorders - Full Reserve Neo Banking solution founded to serve the US personal banking service needs as well as SMEs
and innovative startups.

Since pre-Covid we have been developing a full-reserve fintech neo banking business model to address the dysfunctional banking sector.

CashCrossBorders always holds 100% of customers’ deposits available for withdrawal at anytime.

Michael Haykal
Founder and CFO

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Help us build the
banking you want

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